|
Feature |
Basic Plan |
Premier Plan |
|---|---|---|
|
Annual deductible (calendar-year basis) |
$50 per person, but no more than |
$50 per person, but no more than $150 per family |
|
Maximum calendar-year benefit |
$1,250 |
$2,000 |
|
PREVENTIVE AND DIAGNOSTIC CARE |
||
|
Oral exams (two per calendar year) |
100% with no deductible |
100% with no deductible |
|
X-rays
|
100% with no deductible |
100% with no deductible |
|
Standard cleaning (two per calendar year) |
100% with no deductible |
100% with no deductible |
|
Fluoride treatment |
100% with no deductible |
100% with no deductible |
|
Sealants (once every 24 months per unrestored permanent molar and bicuspid, up to age 19) |
100% with no deductible |
100% with no deductible |
|
Space maintainers
|
100% with no deductible |
100% with no deductible |
|
Periodontal maintenances following active therapy (two per year) |
100% with no deductible |
100% with no deductible |
|
TELEDENTISTRY1 |
||
|
Periodic oral exam |
100% with no deductible |
100% with no deductible |
|
Limited oral exam |
100% with no deductible |
100% with no deductible |
|
Re-evaluation – limited problem focused, not post-op visit |
100% with no deductible |
100% with no deductible |
|
Re-evaluation – post-op visit |
100% with no deductible |
100% with no deductible |
|
BASIC RESTORATIVE CARE |
||
|
Amalgam (silver) fillings |
50% after deductible |
80% after deductible |
|
Composite (white) fillings |
50% after deductible (all teeth) |
80% after deductible (all teeth) |
|
Root canal therapy |
50% after deductible |
80% after deductible |
|
Guided tissue regeneration and bone replacement graft (once per every 24 months) |
50% after deductible |
80% after deductible |
|
Extractions and other routine oral surgery |
50% after deductible |
80% after deductible |
|
Other [consultation by a specialist; palliative treatment; general anesthesia for complex surgical procedures; occlusal guards (to treat bruxism)] |
50% after deductible |
80% after deductible |
|
MAJOR RESTORATIVE CARE |
||
|
Crowns, dentures, bridges (replacement limited to once every 60 months) |
50% after deductible |
50% after deductible |
|
Implants (once per tooth per lifetime) |
Not covered |
50% after deductible |
|
TMJ (reversible non-surgical procedures) |
50% with no deductible (lifetime maximum of $1,000 per person) |
50% with no deductible (lifetime maximum of $1,000 per person) |
|
ORTHODONTICS (CHILDREN UNDER AGE 19) |
||
|
Elective braces and related services for dependent children under age 19 |
Not covered |
50% with no deductible (lifetime orthodontic maximum of $1,500 per person)2 |